People who are unable to work due to a medical condition that is likely to endure for at least a year or kill them can receive assistance from the Social Security Administration (SSA). Benefits for permanent disability are available for anyone with a physical or mental illness. A state that precludes you from performing any significant work for at least a year.
There are multiple ways to apply for disability benefits, including online, by phone, and in person. You can also ask a friend or relative to file on your behalf.
What is a claim for permanent disability?
A claim for permanent disability is a way to ask an insurance company or the government for money to help pay for the costs of living with a long-term disability. This assistance could be provided in a one-time lump payment, regular installments, or a mix of the two. If the person is a minor or can’t work, they can file a claim with their spouse or parents.
Multiple elements must get demonstrated for a permanent disability claim to be successful. For example, the individual’s condition makes it impossible to hold a job. It is reasonable to assume that the incapacity will last for at least a year. There must be proof that the individual cannot live independently without support.
What constitutes a Permanent Impairment or Permanent Disability?
There are numerous distinct permanent impairments. Several of these can get designated as permanent disabilities without difficulty, some more easily than others.
The SSA defines a permanent disability for its Permanent Disability Insurance (PDI) program. To get PDI benefits:
a) A person must be unable to work because of a physical or mental disability that a doctor can diagnose, or
b) The injury must be expected to last for at least 12 months.
c) The impairment must reduce the individual’s ability to perform primary work activities by 50%.
There are a variety of injuries that could count as a permanent disability to file a claim for permanent disability. Spinal cord injuries, brain traumas, amputations, and blindness are frequent injuries leading to permanent impairment.
You are eligible to apply for disability benefits if your injury has rendered you permanently unable to engage in gainful employment. Contact Pistiolas Law, and one of our expert lawyers will look at your case to see if you qualify.
What should you know before you file a claim for permanent disability?
The process of claiming permanent impairment can be both time-consuming and nerve wrecking. You could have many questions regarding how the procedure gets carried out and what to anticipate at each step.
Here are the five most important facts:
1. You wouldn’t have to be disabled to file a claim. You might be surprised to learn that you don’t have to be disabled to get permanent disability benefits. Many people who go to court don’t have a disability but can’t work because of a health problem.
2. You don’t have to wait to file a claim until you can’t work: Even if you can still work, you can file a claim for permanent disability benefits at anytime. But your lawsuit will be dealt with faster if you point it out as soon as you can’t work.
3. There is no limit on how long you have to file a claim. You can file a claim at anytime, even if your injury happened a long time ago.
4. You’ll need to show proof of your income and your medical costs: Also, there is no list of specific disabilities that make you eligible for benefits, so you will need to show proof of your disability.
5. You can get help from a worker’s compensation lawyer. If you want to apply for permanent disability, you need to know how it works and what to expect. Talking to a lawyer is a great way to get correct information about your situation. An attorney can help you gather the proper evidence, fill out the application correctly, and represent you during the appeals process.
At Pistiolas Law, we can help you figure out your options and show you how to file a claim. We know this can be a hard time, and we’re here to help you every step of the way. Visit our website at Pistiolas Law for more information, or call us at 844-414-1768 to schedule a free consultation.