An estimated 1.7 million homes in the United States are built with roof trusses, connecting roof rafters and supporting the roof structure. Roof trusses can be problematic because they are typically made of wood (or sometimes metal) subjected to high winds, heavy snow loads, and earthquakes.
These structures can also present a fire hazard. Most fires in residential buildings over three stories tall start in the attic. Trusses have higher surface-to-volume ratios than other wood products, which means they dry out faster and age faster. Further, severe weather conditions and natural disasters wreak havoc on homes, businesses, and communities. From hurricanes to tornadoes, a storm can cause substantial damage instantly.
According to the National Fire Protection Association, over 300 people have died, and thousands of others have been injured in building fires since 2007. Of those cases, over 20% were caused by roof collapse.
Homeowners’ or Renters’ Insurance
When severe weather strikes your home or business, the roof is one of the most vulnerable areas in danger of collapse. To help protect you from these devastating damages, it is always helpful to get a Homeowners’ or Renters’ Insurance.
Home insurance policies help protect you and your family against the devastation of a roof collapse claim. Your homeowner’s policy will typically cover damages related to roof collapse. However, if you do not have homeowner’s insurance, or if your policy doesn’t cover roof collapse claims, you may need to take out an additional policy.
Roof collapse claims are one of the most common areas of insurance claims that we see. If you have a roof, it will inevitably need to be repaired, replaced or completely rebuilt at some point in its life. A roof is subjected to extreme weather, making it vulnerable to damage and exposure from things like hail storms, high winds, flooding and other types of storm damage.
Roof collapse claims are on the rise because of increasingly severe weather conditions in many parts of the country. With the increased frequency of severe weather events, homeowners must be more aware of their responsibilities for maintaining the safety of their property. This is where Roof Collapse Claim comes in.
Who is eligible to file a Roof Collapse Claims?
Roof collapse claims can be extremely costly, so it’s essential to know who’s eligible and what you can do if you suspect that your property may have suffered damage due to a collapsing roof.
When it comes to determining who is eligible for roof collapse claims, a few things need to be taken into account. With the wrong citations, you could end up paying out more money than you intended. As a result, it is essential to take the time to do your research.
The first step in determining whether or not you are eligible for a roof collapse claim is looking at the specific type of damage that occurred. A collapsing roof can cause two types of damage: damage to your homes’ exterior, such as debris and leakage, and structural damage to your house.
In many cases, roofs collapse because of water damage from a leaking roof. If this is the case, it will likely not be covered by insurance. However, if the damage is caused by wind or fire (or other natural occurrences), you are eligible.
How to file a Roof Collapse Claims?
If you can get back into your house after a roof collapse and see any damage, immediately contact your insurance company. Within minutes, you can be filing a claim for the damages.
When you call insurance company, tell them when the damage occurred and how much damage was done. Please provide them with pictures of the roof, the damage, and anything that proves the storm caused the damage.
Since a house or roof collapse is devastating physically and mentally, hiring an experienced Personal Injury Attorney is advisable to represent your claim.
When your roof collapses, it’s essential to work with an experienced team of personal injury Lawyers who can help you file a claim that will cover you for the damages. Visit our website at Pistiolas Law today to learn more about filing a roof collapse claim in your area.