Workers’ compensation is an insurance system that provides benefits to employees who are injured or become ill on the job. Medical expenses, income replacement, and death benefits are examples of available benefits.
If you sustain a permanent injury on the job, you may be eligible for medical benefits, income replacement, and death benefits. It is important to check with your state’s workers’ compensation board to determine which benefits you are eligible for, as each state has its own workers’ comp laws.
This blog will discuss the workers’ compensation benefits to which you may be entitled if you sustain a permanent work-related injury.
What Constitutes a Permanent Work Injury?
A few conditions must be met before an injury can be considered permanent:
- The injury must be severe enough to cause permanent or long-term harm.
- A qualified medical professional must specify the damage.
- The impairment must be directly attributable to the work environment.
If these conditions are met, the worker will be eligible for certain benefits, and the injury will be considered permanent. If even one of these conditions is not met, the injury will not be considered permanent.
What Are My Workers’ Compensation Benefits If I’m Permanently Injured at Work?
If you sustain a permanent injury on the job, you may be eligible for medical benefits, income replacement, and death benefits, among others. Each state has its own workers’ compensation laws, so it is essential that you contact your state’s workers’ comp board to determine which benefits you are eligible for.
Medical benefits, income replacement, and death benefits are the three primary types of benefits that may be available to workers permanently injured on the job.
- Income replacement
Additionally, workers who sustain permanent injuries on the job may be eligible for income replacement benefits. This may include wage replacement payments while the worker is unable to work.
- Medical benefits
Permanently injured workers may be eligible for medical benefits to cover their treatment expenses. This may include surgical procedures, hospital stays, rehabilitation, and other expenses.
- Death benefits
In some instances, workers who sustain permanent injuries on the job may be eligible for death benefits. This may include payments made to the worker’s family to assist with funeral and burial costs.
In addition, Social Security Disability Insurance is also available. Social Security Disability (SSD) is a government benefits program that provides financial assistance to people who are permanently disabled and unable to work.
Anyone who receives workers’ compensation benefits may also qualify for SSDI. To be eligible for SSDI, you must have worked for a certain amount of time and be permanently unable to work.
How Do I Submit a Claim for Workers’ Comp
You should immediately notify your employer if you are injured on the job. Then, your employer should file a claim for workers’ compensation on your behalf. After filing a claim, your employer’s workers’ compensation insurance company will contact you to discuss your benefits.
Additionally, you can apply for workers’ compensation benefits by contacting your state’s workers’ compensation board. You must submit a completed application to the board. After your application has been accepted, you will begin receiving benefits.
The process of applying for workers’ compensation benefits can be complicated, so it is essential to seek the assistance of an experienced attorney. A lawyer can assist you in gathering the necessary evidence to support your claim and can represent you throughout the appeals process.
Conclusion
If you have suffered a permanent injury due to a workplace accident, you may be eligible for a variety of workers’ compensation benefits. These benefits can include medical, income, and death benefits. Contact an experienced workers’ comp attorney at Pistiolas Law or call (844) 414-1768 to determine your eligibility for benefits.
